How to use this page

Use coverage class first, then open a bank profile for detail. If the profile is partial or restricted, run a direct sort-code check before acting.

Step 1: Pick a coverage class

Branch-verified records are usually the best starting point when you need confident branch context quickly.

Step 2: Open the bank profile

Use bank pages to review freshness, caveats, and branch grouping before you rely on the data operationally.

Step 3: Confirm with a lookup

When payment risk is high or coverage is limited, run a direct sort-code check and confirm with the bank or payee.

Run sort code lookup

Trust boundary

How to treat bank coverage classes safely

Coverage classes are orientation signals from the current dataset, not final payment authorization proof.

What this checker can confirm

A successful lookup can confirm how the current published dataset maps a sort code to institution, branch metadata, and scheme-state fields when those values are available.

What partial, limited, or unknown means

Partial, limited, or unknown means the current source record does not provide enough reliable data for that field. Branch presence without audited linkage is shown as incomplete rather than guessed. It is a trust boundary, not a hidden guess.

How freshness should be interpreted

Latest successful sync: March 20, 2026, 2:46 pm. This confirms when this site last refreshed its published dataset; it does not guarantee every upstream source changed at that exact time.

When to verify directly

Always verify directly with the bank or payee when a payment is high-value, time-sensitive, operationally critical, or when the lookup returns missing, limited, or conflicting details.

Branch-backed institutions

These institutions publish branch or location records and can be compared using branch-linked coverage states.

Branch-linkage verified institutions

Use these first when you need the strongest branch-linked evidence in the current dataset.

Branch-linked partial institutions

Branch-linked evidence exists, but provider freshness or completeness still limits certainty.

Branch-present, linkage incomplete

Branch evidence exists, but audited branch-linked sort-code proof is still missing, so do not assume branch-linked certainty.

Branchless institutions

These institutions are published through the branchless model. Branch counts and branch-linked sort codes do not apply unless explicitly stated.

Branchless and digital banks

Digital-first banks published without branch rows. Use these profiles for institution-level context only.

Allied Irish Bank Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
Atom Bank Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
Bank of England Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
Banking Circle Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
Citibank NA Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
ClearBank® Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
Clydesdale Bank PLC Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
Deutsche Bank Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
Habib Bank Zurich PLC Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
HBL Bank UK Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
iFast Global Bank Limited Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
Metro Bank Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
Monzo Bank Limited Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
Northern Bank Limited t/a Danske Bank Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
Starling Bank Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
Tesco Bank Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
The Access Bank UK Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
The Bank of London Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
The Co-operative Bank Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
Turkish Bank UK Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
Zempler Bank Branchless bank Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available
Allica Bank Limited Branchless bank Branchless regulated

Regulatory registration is verified, but no branch or overlay evidence is currently published.

Checker eligible Institution profile available
Chase UK Branchless bank Branchless regulated

Regulatory registration is verified, but no branch or overlay evidence is currently published.

Checker eligible Institution profile available
Cynergy Bank Branchless bank Branchless regulated

Regulatory registration is verified, but no branch or overlay evidence is currently published.

Checker eligible Institution profile available
first direct Branchless bank Branchless regulated

Regulatory registration is verified, but no branch or overlay evidence is currently published.

Checker eligible Institution profile available
Gatehouse Bank PLC Branchless bank Branchless regulated

Regulatory registration is verified, but no branch or overlay evidence is currently published.

Checker eligible Institution profile available
HSBC UK Bank plc Branchless bank Branchless regulated

Regulatory registration is verified, but no branch or overlay evidence is currently published.

Checker eligible Institution profile available
Kroo Bank Ltd Branchless bank Branchless regulated

Regulatory registration is verified, but no branch or overlay evidence is currently published.

Checker eligible Institution profile available
Lloyds Banking Group Branchless bank Branchless regulated

Regulatory registration is verified, but no branch or overlay evidence is currently published.

Checker eligible Institution profile available
Monzo Bank Ltd Branchless bank Branchless regulated Authorised by the FCA

Regulatory registration is verified, but no branch or overlay evidence is currently published.

Checker eligible Institution profile available
NatWest Group Branchless bank Branchless regulated

Regulatory registration is verified, but no branch or overlay evidence is currently published.

Checker eligible Institution profile available
Paragon Bank PLC Branchless bank Branchless regulated

Regulatory registration is verified, but no branch or overlay evidence is currently published.

Checker eligible Institution profile available
Secure Trust Bank PLC Branchless bank Branchless regulated

Regulatory registration is verified, but no branch or overlay evidence is currently published.

Checker eligible Institution profile available
Shawbrook Bank Limited Branchless bank Branchless regulated

Regulatory registration is verified, but no branch or overlay evidence is currently published.

Checker eligible Institution profile available
Tandem Bank Limited Branchless bank Branchless regulated

Regulatory registration is verified, but no branch or overlay evidence is currently published.

Checker eligible Institution profile available
Virgin Money UK PLC Branchless bank Branchless regulated

Regulatory registration is verified, but no branch or overlay evidence is currently published.

Checker eligible Institution profile available
Zopa Bank Limited Branchless bank Branchless regulated

Regulatory registration is verified, but no branch or overlay evidence is currently published.

Checker eligible Institution profile available

Branchless verified institutions

Regulatory and network evidence is verified, but no branch or city coverage is implied.

Adyen Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
Corpay Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
Coutts & Co Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
CreDec Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
Ebury Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
Elavon Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
Equals Money Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
Goldman Sachs Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
JPMorgan Chase & Co Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
LHV Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
Modulr Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
NatWest Boxed Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
PayrNet Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
PPS Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
Prepaid Financial Services Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
Revolut Limited Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
Société Générale Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
Soldo Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
Square Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
Stripe UK Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
SumUp Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
TSB Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
Virgin Money Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm
Wise Branchless institution Branchless verified

This institution operates without published branch rows but is verified through regulatory and overlay/validation evidence.

Checker eligible Institution profile available Payment firm

Branchless regulated institutions

Regulatory evidence is present, but no branch or overlay evidence is published.

Related Tools

Where to go after comparing banks

Use these next-step routes to move from class-level comparison into direct validation or location context.